How To Pay Off Student Loans The Smart Way

Earnest isn't a traditional loan lender. Instead of credit scores, they consider your entire financial profile — including education, career trajectory and spending habits — when calculating rates.

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		Earnest's merit-based refinancing saves clients $21,810 on average.
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	Earnest isn't a traditional lender. Instead of credit scores, they consider your entire financial profile — including education, career trajectory and spending habits — when calculating rates. By focusing on future earning potential instead of current status, Earnest is especially good for those with limited credit histories and new careers. Their proprietary algorithms tailor rates to match your budget by offering 180 different term lengths instead of the standard 5/10/15/20 year terms. Earnest is also big on flexibility. You can schedule biweekly payments, manage everything from their app and even skip one payment annually. Clients who've refinanced with Earnest save $21,810 on average in reduced interest over the life of the loan. If you're looking for a smart, stable, non-soul-crushing loan option, we recommend Earnest.   Get Started   Get your rate estimate in just 2 minutes. (Don't worry, it won't affect your credit score.)

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Goodday.mpg

Beyond its impressive resilience, it's also unexpectedly significant as the prime mover of viral videos.

Digg Editions Morning · Sat, Jan 13

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EXPLOSIVE CONTENT MEET VINNY LICCIARDI The Strange History Of Badday.mpg, One Of The Internet's First Viral Videos wired.com Beyond its impressive resilience, it's also unexpectedly significant as the prime mover of viral videos. WE'LL SEE YOU IN COURTYARD The Marriott Family's Civil War washingtonian.com They built a hotel empire — and an image as a stable, successful corporate clan. Now a son's lawsuit is airing some unprecedented dirty laundry. WHOA WATCH: Insane Footage Shows Chinese Rocket Booster Falling Out Of The Sky Next To A Town And Exploding digg.com Early on Friday, China launched a Long March 3B rocket to send satellites to space. The launch was successful, however, one of the boosters nearly crashed directly into a town. MATTRESSES WE DIGG | SPONSORED The Newer, Better Way To Buy A Mattress Lull.com Why spend a few minutes lying on a mattress in the store when you could try one for 100 nights — in your bedroom? Lull's reinvented memory foam is responsive, durable and incredibly comfortable. Try it out now while they're offering $50 off, free shipping and a 100-night trial (or your money back). LOOKIN' GOOD, JUPITER The Week's Coolest Space Images digg.com Every day satellites are zooming through space, snapping incredible pictures of Earth, the solar system and outer space. Here are the highlights from this week. BACK TO SQUARE ONE SOME GRAPHIC IMAGES 50 Years Ago In Photos: A Look Back At 1968 theatlantic.com Wars, assassinations, upheaval — a look back at 1968. STICK WITH IT The Stick Is An Unsung Hero Of Human Evolution nautil.us Sticks are probably where the story of craft begins — the point at which our very distant ancestors progressed from animalistic existences to lives materially enhanced by the objects around them. THAT MEANS IT'S NO LONGER A WORD The Time The Oxford English Dictionary Forgot A Word mentalfloss.com In total, the original OED took seven decades to catalogue everything from A to Z, defining a total of 414,825 words. But in the eyes of its editor James Murray, the very first volume of the dictionary was something of an embarrassment: It was missing a word. NOTHING TO SEE HERE I Made My Facebook Feed Good Again By Making It Empty gizmodo.com Since early December, I've been systematically clearing everyone and everything from my feed. Most days, nothing remains on the social network I joined 12 years ago except for this: "Welcome to Facebook. Get started by adding friends. You'll see their videos, photos and posts here." It's blissful. VIDEO OF THE DAY ALL ABOUT THAT NEAR-SHORE BREAKWATER A Super Interesting Demonstration Of How Well Different Ocean Barriers Handle Storm Surges digg.com A well-designed barrier might be the difference between severe flooding and no flooding when a storm surge hits — this demonstration shows which designs work best and why. FROM THE DIGG STORE All-In-One Turntable Converts Records To Digital Files store.digg.com Connect the turntable to your computer, and the exclusive software guides you through everything. Plus, you can use the built-in 1/8" auxiliary input to convert from other audio sources like cassettes. Wave goodbye to the week, and hello to the weekend. View the Edition at Digg.com »

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Don't Spite The Bot That Feeds You

​Welcome to What We Learned This Week, a digest of the most curiously important facts from the past few days. This week: It's normal that all breakups are a bummer, we're still discovering new stuff about water and why you're still getting robocalls.

Digg Editions Morning · Fri, Jan 12

IT'S NOT US, IT'S YOU WHAT WE LEARNED THIS WEEK Breakups Are Almost Never Mutual, And Other Facts digg.com ​Welcome to What We Learned This Week, a digest of the most curiously important facts from the past few days. This week: It's normal that all breakups are a bummer, we're still discovering new stuff about water and why you're still getting robocalls. GOOD INTENTIONS The Encylopedia Of The Missing longreads.com She keeps watch over one of the largest databases of missing persons in the country. For Meaghan Good, the disappeared are still out here, you just have to know where to look. DEATH, TAXES AND ROBO-CALLS How Robo-Callers Outwitted The Government And Completely Wrecked The Do Not Call List washingtonpost.com Washington tried to stop unwanted phone calls. What went wrong? SIGNATURES WE DIGG | SPONSORED The Headache-Free Way To Get An eSignature hellosign.com HelloSign takes the headache out of getting (and integrating) eSignatures with their lightweight API. It's 2x faster than every other eSign API and lets you request signatures, check the status of documents, use templates and manage teams. Try it out for free and see how much easier life gets. OVERTHINKING THINGS EARTHNET This Army Of AI Robots Will Feed The World bloomberg.com And it could do it while eliminating herbicides, replenishing topsoil, and reducing carbon consumption. If all goes to plan. *BLINKS RAPIDLY* This Optical Illusion Is Just Four Blinking Dots And It's Still Breaking Our Brains digg.com Are the dots oscillating up and down or back and forth? Are they rotating clockwise or counter clockwise? Are they even moving at all? Someone please help us. MEN OF STEEL The Crazy Guys Who Completed Five Triathlons In Five Days deadspin.com These guys are, in a word, nuts. But they're not annoying in the way a bucket-list marathoner who spends more time writing Instagram captions than training can be. VIDEO OF THE DAY LOOK AT THEIR FEET A Poker Pro Explains How To Tell If Someone Is Bluffing digg.com Sure, you might have a good poker face, but there are other giveaways people can exploit to tell if you're lying. IN THE NEWS Trump Attacks Protections For Immigrants From 'Shithole' Countries WATCH: Don Lemon On 'Shithole' Comments: 'The President Of The United States Is Racist' Scientists Discover Clean Water Ice Just Below Mars' Surface James Franco Accused Of Sexual Assault And Misconduct By Five Women — Here's What You Need To Know DIGG PICKS These Headphones Sound More Expensive Than They Actually Are amazon.com Audio-Technica is known for making audiophile-grade headphones. The ATH-M20x is their budget version of that. TGIF? TGIF. View the Edition at Digg.com »

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